本文目录一览:
- 1、公积金利息怎么算
- 2、公积金利息
- 3、公积金利息是多少
公积金利息怎么算
公积金利息计算方式为:职工住房公积金计息天数计算 *** :每年按照实际天数计算;职工住房公积金计息 *** :积数法,按计息天数累计账户余额。积数计息法就是按实际天数每日累计账户余额,以累计积数乘以日利率计算利息的 *** 。其中累计计息积数=账户每日余额合计数。积数计息法的计息公式为:利息=累计计息积数×日利率。可以看出,公积金是按天计算利息的,如果中途部分支取公积金,支取部分按支取前的实际天数结息。根据《住房公积金管理条例》第二十一条的有相关规定,住房公积金自存入职工住房公积金账户之日起按照国家规定的利率计息。此外,每年的6月30日为公积金的结息日,广大公积金用户到时可以留意一下。不过,公积金虽然有利息,但是其利息相对来说是比较低的。值得注意的是,很多人在资金有困难的时候是想要将公积金取出来使用的,但很多人却不建议取出,原因是如果你将钱取出了,那么后续贷款的额度会有影响。
公积金利息
公积金的利息计算是这样规定的:上年度归集缴交的公积金余额,按三个月定期存款的年利率(目前为2.60%)结息,当年度归集的按活期利率(目前为0.35%)结息。结算日期是每年的7月1日至次年的6月30日。
住房公积金是企业职工和企业共同缴纳的职工的购房储备金。对于已经缴纳的住房公积金需要计算相关的存款利率。根据相关法律的规定,住房公积金的贷款利率是确定的。下面,律图小编为您整理了住房公积金存款利率的内容。
住房公积金存款利率是多少?
公积金的利息计算是这样规定的:上年度归集缴交的公积金余额,按三个月定期存款的年利率(目前为2.60%)结息,当年度归集的按活期利率(目前为0.35%)结息。结算日期是每年的7月1日至次年的6月30日。
知识延伸:住房公积金的贷款对象
住房公积金管理机构发放的住房抵押贷款的对象是缴存住房公积金的在职职工和汇缴单位的离退休职工(并不是每个公积金管理中心都对离退休职工发放公积金贷款的)
其贷款的对象必须具备下列条件:
持续缴存12个月住房公积金或已累计缴存24个月以上且当前还在继续缴存。
具有稳定的职业和收入,有偿还贷款本息的能力。
具有购买住房的合同或有关证明文件。
提供住房资金管理中心及所属分中心、管理部同意的担保方式。
符合住房资金管理中心规定的其他条件。
公积金利息是多少
公积金利息规定是按一年期定期存款基准利率执行,也就是年利率1.50%。公积金是指国家机关和事业单位、国有企业、城镇集体企业、外商投资企业、城镇私营企业及其他城镇企业和事业单位、民办非企业单位、社会团体及其在职职工,对等缴存的长期住房储蓄。住房公积金是职工按规定存储起来的专项用于住房消费支出的个人住房储金。
《住房公积金管理条例》
第八条
直辖市和省、自治区人民 *** 所在地的市以及其他设区的市(地、州、盟),应当设立住房公积金管理委员会,作为住房公积金管理的决策机构。住房公积金管理委员会的成员中,人民 *** 负责人和建设、财政、人民银行等有关部门负责人以及有关专家占1/3,工会代表和职工代表占1/3,单位代表占1/3。
住房公积金管理委员会主任应当由具有社会公信力的人士担任。
公积金利息- 初中学校(初中学校可以开除学生吗) - 鸿海伟业生活资讯网 Opening up to the world has brought dramatic changes to the coastal regions, which have been more de...
- 公车查询 - 鸿海伟业生活资讯网 "Now I often accompany Hefei officials to South Korea for business recruitment and students for educ...
- cba新赛季赛程(cBA新赛季赛程) - 鸿海伟业生活资讯网 The negotiations may take days or weeks before a deal is struck between the future governing partner...
- 个人信用查询平台 - 鸿海伟业生活资讯网 The document was struck by China, the Democratic People's Republic of Korea (DPRK), the United State...
- 怎么查保险 - 鸿海伟业生活资讯网 "Some media claim that the Chinese investment would cause pollution in the host country," he said...
- 郫县邮编 - 鸿海伟业生活资讯网 He is not a foreigner anymore — more like a Changsha local...
- 各航空公司标志(各航空公司标志和代号) - 鸿海伟业生活资讯网 Smith Memorial Award and the prestigious David Craig Medal for Chemistry...
- 空气开关怎么接线(三相空气开关怎么接线) - 鸿海伟业生活资讯网 "Besides, the Congolese government can adopt the most strict standards on pollution for the Chinese ...
- 吕跃 - 鸿海伟业生活资讯网 Tuition is about 60,000 yuan for each semester, which is much less than that in ASU's US headquarter...
- 工商营业执照 *** 咨询(慈溪工商营业执照 *** 咨询) - 鸿海伟业生活资讯网 Only a short walk from the National Mall, it looks like a good place to live, work and hang out...
- 正高级会计师(正高级会计师和高级会计师的区别) - 鸿海伟业生活资讯网 He has been trying his best to achieve what he has vowed to do...
- 隋唐英雄演员表(隋唐英雄演员表 女演员) - 鸿海伟业生活资讯网 Kono said Pyongyang's nuclear and missile programs have posed a practical threat to regional peace a...
- 教师资格证体检表(教师资格证体检表申请资格种类怎么写) - 鸿海伟业生活资讯网 She is now helping the development area build a China-South Korea Industry Park, and she has already...
- 男士顶级护肤品(男士顶级护肤品牌 知乎) - 鸿海伟业生活资讯网 The Chinese side reiterated that like the current Philippine government, the Chinese government main...
- 木婉清扮演者(新天龙八部木婉清扮演者) - 鸿海伟业生活资讯网 The training course on the Chinese lion dance is part of the 2017 China Africa Cultures in Focus, an...
- 上市公司查询(上市公司查询股东人数) - 鸿海伟业生活资讯网 After finishing middle school and high school studies in the city, Cho's elder son was admitted to P...
- 少女馆(少女馆) - 鸿海伟业生活资讯网 "In Cameroon and Cote d'Ivoire, I have reached consensus with the entrepreneurs who have the intent ...
- 藏传 - 鸿海伟业生活资讯网 China also proposed a dual-track approach to denuclearization on the peninsula on the one hand and e...
- 初中学校(初中学校可以开除学生吗) - 鸿海伟业生活资讯网 China responded by saying that it has done its best, and the initiators of a problem should resolve ...
- 南平美食(南平美食攻略) - 鸿海伟业生活资讯网 "I told him that we had just started here and we should at least spend five years in the city before...
- 社区核酸(社区核酸检测多久出结果手机上可以查到) - 鸿海伟业生活资讯网 Some even believe that he would not able to serve the full six-year term...
- 去皱眼霜 - 鸿海伟业生活资讯网 The memorial is a gift from the "Comfort Women" Justice Coalition, or CWJC, a local grassroots advoc...
- 战争美剧 - 鸿海伟业生活资讯网 The couple established a company in South China's Guangdong province to export various agriculture p...
- 友谊中学(友谊中学校长) - 鸿海伟业生活资讯网 AUCKLAND - New Zealand's parliamentary elections on Saturday yield no clear winner as tally ended in...
- 划拨 - 鸿海伟业生活资讯网 Travelers had to change flights in Shanghai or Nanjing, Jiangsu province...
- 自考报考系统(自考报考系统 *** 慢) - 鸿海伟业生活资讯网 4 on the Richter scale in the Democratic People's Republic of Korea(DPRK)...
- 国内品牌童装(国内品牌童装排行) - 鸿海伟业生活资讯网 The Obama administration had done everything it could to internationalize the South China Sea issue ...
- 成都学院怎么样(四川大学成都学院怎么样) - 鸿海伟业生活资讯网 Addressing the conference on investment and trade between China and Congo (Brazzaville) on Monday, A...
- 都市重生小说的简单介绍 - 鸿海伟业生活资讯网 The same urban renewal is happening in other parts of Washington...
- 成都会计 - 鸿海伟业生活资讯网 What three words would you use to describe China today? Revitalizing, changing, confident...
- 桂溪街道(桂溪街道办事处 *** ) - 鸿海伟业生活资讯网 Meanwhile, two-thirds say having a strong economic relationship with China is more important for tie...
- 中小微企业查询 - 鸿海伟业生活资讯网 His book this year, Race, Class, and Politics in the Cappuccino City, is the result of his many year...
- 控制中心在哪里 - 鸿海伟业生活资讯网 "The members of international organizations are obliged to pay their membership fees on time and in ...
- 日本购物指南(日本购物指南电子版) - 鸿海伟业生活资讯网 91 million people out of poverty each year from 2012 to 2016, according to a report from the State C...
- 成都茶文化(成都茶文化的特点) - 鸿海伟业生活资讯网 -- Reuters: "China's ethnic Yi struggle against poverty" (Aug 10, 2017)China lifted 13...
- 爱心幼儿园(爱心幼儿园简介) - 鸿海伟业生活资讯网 Cho said the number of the poverty-stricken students is declining, and they can now get more financi...
- 心娘(心娘牛) - 鸿海伟业生活资讯网 She also serves as an economic counselor for the Hefei Economic and Technological Development Area, ...
- 中国强光手电十大排名(中国十大强光手电品牌) - 鸿海伟业生活资讯网 When we arrived from Sydney a few weeks ago and got into a taxi, the driver was talking to us for an...
- 黑龙江一本线 - 鸿海伟业生活资讯网 What three words would you use to describe China today? Revitalizing, changing, confident...
- 宜家开门营业时间 - 鸿海伟业生活资讯网 Earlier in his career, he also received the Royal Australian Chemical Institute's H...
- 社保卡和医保卡(社保卡和医保卡不在一个城市) - 鸿海伟业生活资讯网 In 1998, when she was back in her hometown, Cho delivered a three-hour speech to 82 heads of primary...
- 北京民办 - 鸿海伟业生活资讯网 She received Bachelor of Science at Stanford University and Doctor of Medicine from the University o...
- 方茴扮演者(方茴扮演者何泓姗) - 鸿海伟业生活资讯网 "Hopefully when I'm done with my work here, the connection between the two universities will be furt...
- 小便器尺寸(小便器尺寸及图解) - 鸿海伟业生活资讯网 "Threats, tests, launches, mutual threats should be stopped...
- 潘虹的个人资料简介(潘虹的个人资料简介潘虹老公中国好声音) - 鸿海伟业生活资讯网 He has also forged greater cooperation between the university and the University of Technology Sydne...
- 鸡翅木沙发(鸡翅木沙发价格 大概多少) - 鸿海伟业生活资讯网 BEIJING -- China said Tuesday that the six-party talks are still an efficient platform to address th...
- 身份证过期怎么办新的(身份证过期怎么办新的) - 鸿海伟业生活资讯网 The DPRK walked out of the talks in April 2009 in protest against UN sanctions...
- 整人短信(整人短信恶搞) - 鸿海伟业生活资讯网 For the last five years, the air has been clearing up...
- 瓷砖瓷砖(瓷砖美缝剂) - 鸿海伟业生活资讯网 What do you think China will be like in five years' time? How do you view China's longer-term future...
- 个人所 - 鸿海伟业生活资讯网 I hope it can play a more important role in world peace in the future...
- 新西兰大学排名(新西兰大学世界排名) - 鸿海伟业生活资讯网 " In his opinion, the Initiative can help China make more and better contributions to global economi...
- 生育险怎么报(生育险怎么报销咨询哪个部门) - 鸿海伟业生活资讯网 The official Korean Central News Agency claimed it was a hydrogen bomb...
- 葫芦岛在哪(葫芦岛在哪个城市) - 鸿海伟业生活资讯网 To ease tensions, China has been committed to a peaceful solution by supporting Security Council san...
- 苹果x是什么屏幕(苹果x是什么屏幕?) - 鸿海伟业生活资讯网 Do you believe that some of China's experiences or practices could be used to solve pressing global ...
- 重庆考研分数线 - 鸿海伟业生活资讯网 Some of the South Korean companies based in the two zones, the largest in the province, were attract...
- 南京度假村(南京度假村可以打羽毛球) - 鸿海伟业生活资讯网 The average child takes in 21 teaspoons a day, the AHA says...
- 中央12台在线直播观看 - 鸿海伟业生活资讯网 "At the peak, I had 21 relatives living here, and there are still 12 of them now," Cho said...
- 成都石室中学 - 鸿海伟业生活资讯网 It clearly suggests that one's gain is another's loss...
- 兔子面(兔子面人捏法) - 鸿海伟业生活资讯网 Instead, Washington should do more to find effective ways to resume dialogue and negotiations...
- 96900(广州交通 *** 96900) - 鸿海伟业生活资讯网 They kept practicing from morning until night, trying to master the basic skills of lion dance, rout...